The market rally that began in late March 2020 has ended with a thud, and investors on Wall Street and Main Street alike are shifting toward a more defensive approach. On Friday, the S & P 500 briefly traded more than 20% below its record high , before closing flat thanks to a late-day rally. For some market experts, that will qualify as a bear market, while others won’t make the call until the index closes at that level. Whether it is an official bear market or not, the selling has…
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